About Us

SPF Sherwins
The desire to get on the property ladder can be overwhelming. But it isn't easy, particularly if you live in London and the South East, where rising property prices have put home ownership beyond the reach of many. Nurses, teachers, office workers, police officers and firefighters often struggle to buy their first home near their place of work. To complicate matters further, there are plenty of mortgages available from a number of lenders. Navigating the mortgage maze can be a complex process, particularly if affordability is an issue.

Our Service
SPF Sherwins can help. We are independent mortgage advisers who specialise in arranging financing for people using affordable home ownership schemes, available through housing associations. Whether you want to buy a studio flat, Victorian terrace or maisonette, we can help. We've been working with housing associations and local authorities since the early 1990s to encourage and develop affordable home ownership schemes for first-time buyers. We have specialist knowledge of this marketplace, which is where we can help you.

The Challenge
For the majority of first-time buyers, getting onto the property ladder can be extremely daunting. There is a lot of information available - sometimes too much - and it tends to be presented in complicated terms and phrases. It can be difficult to interpret and even harder to apply to your own particular circumstances. If you don't know your fixed rates from your trackers, you could find yourself more confused than ever, and end up paying more than you need to. When affordability is an issue, this is the last thing you want to be doing.